Meet Our Executive Leaders

Marcelo Brutti has served as Head of Hyundai Capital Americas Region since June 2025. In 2016, he joined the Hyundai Capital America (HCA) family as Chief Risk Officer and went on to become President and Chief Executive Officer in 2023. During his tenure as President and CEO, Marcelo spearheaded the growth of HCA’s portfolio to $70 billion, championing customer-first service to over 2.7 million customers and 1,800 dealers nationwide. With growth, innovation, and diversification at the forefront of his leadership, Marcelo oversaw the launch of Amazon Autos in partnership with Hyundai Motor America; the financing of hydrogen trucks in partnership with Glovis; and HCA’s Uber driver subscription program.

Prior to HCA, Marcelo held leadership roles at City National Bank, Santander Bank, TD Bank, Visa, and Wells Fargo. He earned his MBA in Finance from Florida Atlantic University, and a Bachelor of Arts in Economics and Business Management from Washington College.

Jim Drotman is President & Chief Executive Officer at Hyundai Capital America, leading strategic partnerships with Hyundai Motor America, Kia America, and Genesis Motor America. Through the Hyundai Motor Finance®, Genesis Finance®, and Kia Finance America® brands, Hyundai Capital America offers installment loans, leasing, and financing products to consumer and business customers across the Unites States, as well as inventory, real estate, and operating capital financing for Hyundai, Genesis, and Kia dealerships. In his role, Jim is responsible for strengthening Hyundai Capital America’s position as the premier financing partner for Hyundai Motor Group in the U.S. and advancing the company’s commitment to innovation, dealer success, and exceptional customer experiences.

Jim brings over 30 years of experience in automotive and captive finance, previously serving as Chief Transformation Officer at Ford Credit. He began his career at Ford Credit in 1993 as a customer service representative, building a deep understanding of the business from the ground up. Throughout his tenure with Ford Credit, Jim held executive roles including Executive Vice President for U.S., Canada, and International Markets; Executive Director of Sales and Marketing for Ford Credit Europe; Managing Director of Ford Credit Britain; Vice President of Marketing in North America; and President of Ford Credit China. He also served on the Board of Directors for RouteOne LLC.

Jim earned a Master of Business Administration in finance from Southern Methodist University and a Bachelor of Business Administration in finance from Stephen F. Austin State University.

Andrew Leone is Chief Commercial Officer at HCA where he leads finance and insurance sales, product development, and marketing initiatives that fuel business growth and deepen strategic relationships with OEM and dealer partners. Focusing on customer-centric solutions, Andrew drives cross-functional collaboration that strengthen our competitive position and support long-term partner success.

Andrew began his career at HCA in 2008 and has held leadership roles in Mobility, Sales, Human Resources, Insurance, Commercial Credit and Risk. Prior to joining HCA, he worked for multinational companies in the automotive and finance sectors including Daimler, Chrysler, and Nissan.

Andrew received his Doctor of Education in Organizational Change and Leadership from the University of Southern California, MS in Finance from Boston University, MBA from DePaul Driehaus College of Business, and BS in Engineering from the University of Illinois at Urbana-Champaign. He is also fluent in Mandarin Chinese, having both worked and studied in Beijing, PRC.

Kwan Mook Lim is Chief Financial Officer at HCA, responsible for HCA’s financial planning, operations, and reporting, as well as overseeing the accounting, tax, treasury, and corporate planning functions. Kwan Mook has been with Hyundai Capital for over 25 years, holding various finance-focused positions since 1999. Previous roles include Director, Financial Planning & Analysis at HCA, Head of Management Planning Department and Head of Global Finance Department at Hyundai Capital Services, Deputy managing director of HCUK, and CEO of Hyundai Capital Canada.

Kwan Mook graduated from Sung Kyun Kwan University in Korea, majoring in Law.

Daniel Novotny is the Chief Operations Officer (COO) at Hyundai Capital America. During his tenure with HCA which began in 2014, he has held leadership roles in Hyundai Capital Insurance, Remarketing, Collections, and Consumer Risk.

Prior to joining HCA, Daniel was Principal at The Boston Consulting Group’s Los Angeles office where he focused on Financial Services and Industrial Goods clients. Prior, Daniel worked as a counter-terrorism analyst at the Central Intelligence Agency.

He received his MBA from The University of Chicago and a Bachelor of Science in Chemical Engineering from Cornell University.

Johan Swart is Chief Information Officer at HCA. A collaborative leader, he oversees enterprise-wide IT operations and services while driving strategic initiatives that include modernizing infrastructure, streamlining applications, and accelerating digital transformation. With a focus on aligning technology investments to HCA’s business strategy, he collaborates with partners across the organization to deliver secure, scalable, and innovative solutions that enhance performance, agility, and long-term growth.

Prior to joining HCA in 2021, Johan spent over 20 years with Mercedes-Benz in executive roles including CIO, Daimler Truck Financial Services and CIO, Mercedes-Benz Financial Services Americas.

His deep auto captive experience led him to be a recipient of the 2016 Automotive All-Star Award from Automotive News. Johan holds a degree in Information Technology from Tshwane University of Technology.

James Vincent is Chief Risk Officer at HCA, responsible for Originations and Portfolio Risk across the organization’s consumer and commercial business lines. James also leads the Cybersecurity Program, which keeps HCA safe from cybercriminals. With a focus on proactive risk mitigation and operational resilience, he partners across the enterprise to embed risk awareness and security into strategic decision-making.

James began his career at HCA in 2016 and has held leadership roles in Enterprise Risk Management, Consumer Risk, Collections, and Consumer Credit. Prior to joining HCA, he held roles as Senior Vice President, Director of Risk Appetite and Risk Identification at Santander Bank and Vice President of Enterprise Risk Management at Citizens Bank.

James received his Bachelor of Science degree in Management and Finance from Rensselaer Polytechnic Institute.

Andrea Gildea is General Counsel of HCA, where she oversees the Legal and Compliance teams. A values-driven executive, she leads with a deep commitment to integrity, collaboration, and business partnership. She oversees enterprise-wide legal strategy and risk management, aligning corporate governance, compliance, and regulatory affairs with long-term business goals.

Andrea has over 18 years of legal, regulatory, and public policy experience largely in the financial services and technology sectors. Prior to joining HCA in 2024, she served as Global Head of Legal at Wise plc (formerly TransferWise).

Andrea started her career as a law clerk for the Chief Judge of the U.S. Bankruptcy Court in New York City and then as an associate at Davis Polk and at Covington & Burling LLP.  She received her Juris Doctor from Brooklyn Law School where she graduated Magna Cum Laude.

Misty Prado is Head of Human Resources at HCA, where she leads the organization's strategy for people, culture, corporate communications, and real estate/facilities. Her role centers on aligning these areas to support a high-performing and engaged workforce.

A passionate advocate for the employee experience, Misty focuses on shaping a purpose-driven culture that attracts, develops, and retains top talent. Her work focuses on designing modern, competitive total rewards programs, advancing leadership and talent development, leveraging workforce analytics for smarter decision-making, and shaping environments that inspire people to do their best work. Her leadership helps position HCA for long-term success through its people.

Prior to joining Hyundai Capital America in 2025, Misty served as Head of Human Resources for JPMorgan Chase’s California Division. She has also held senior HR leadership roles at Prudential Financial, Capital Group, and Toyota Financial Services. Misty earned her MBA from Azusa Pacific University and holds a certificate in Strategic Human Resources Leadership from Cornell University’s ILR School.