Ross WilliamsPresident & CEO
Favorite Quote: Be humble and surround yourself with diverse and talented people.
President & CEO, joined the Hyundai Capital America family in February 2010 as Hyundai Capital America’s (HCA) Vice President and Department Head of Commercial Credit. He became HCA’s Vice President and Department Head of Sales and Marketing before moving to Hyundai Capital Canada to serve as their President & CEO.
After a year in Toronto, Ross returned to HCA where he has been the President & CEO since July of 2015. Prior to joining Hyundai Capital, Ross held leadership positions at GE Capital and Deutsche Bank. Mr. Williams earned his BA in Finance from Michigan State University.
KB HongCFO, Corporate Finance Division
Favorite Quote: “It’s fine to celebrate success but it is more important to heed the lessons of failure.” — Bill Gates
KB Hong was appointed Chief Financial Officer (CFO), Corporate Finance of HCA in June of 2019. His over 20 year career at Hyundai Capital has included roles within Hyundai Capital Services (HCS), Hyundai Card, and HCA where he was the Department Head of Corporate Planning from 2011 through 2013. Most recently, KB served as the Department Head of Business Planning at HCS.
Along with these roles, KB has held leadership positions in Corporate Management, Treasury, FP&A, and Business Strategy. He received his Bachelor of Arts degree in Economics from Yonsei University.
Jennifer KimCRO, Risk Division
Favorite Quote: “Human nature is good. – Mencius Chance favors only the prepared mind.” — Pasteur
Jennifer Kim is our Chief Risk Officer (CRO) and oversees Consumer Risk Management and Commercial Credit and Risk Management. She is responsible for enterprise-wide risk management and controls the company’s risk exposure and portfolio risk strategy. She directs the company’s efforts to set risk appetite, assess and forecast credit and residual value risk, and determines strategies to optimize them.
Jennifer has been with Hyundai Capital America since 2017, where she initially held the role of Deputy Division Head of Risk. Prior to this, she worked at Hyundai Card Life Capital Commercial as a General Manager for card risk management, GE Capital as the Senior Risk Manager (VP), and Uniboss Consulting. Jennifer received her bachelor’s and master’s in Statistics at Sookmyung Women’s University.
Vincent RiceCOO, Operations Division
Favorite Quote: "I believe that one of the best ways of getting at truth is reflecting with others who have opposing views and who share your interest in finding the truth rather than being proven right." — Ray Dalio
Vincent Rice, Senior Vice President, Chief Operations Officer (COO) joined HCA in 2017. Prior to joining Hyundai Capital, Vince worked at Bank of the West (BNP Paribas), where he was Executive Vice President and Head of the National Consumer Finance division.
He began his 29-year career in automotive finance with DaimlerChrysler Financial, growing into a leadership role as Head of U.S. Business after the acquisition by TD Auto Finance. Vincent received his Bachelor’s of Science degree from the University of Central Missouri.
Hwanjun YangCIO, IT Division
Favorite Quote: “Heaven helps those who help themselves.” — Traditional Proverb
Hwanjun Yang is Senior Vice President, Chief Information Officer (CIO) at HCA. He has 7 years of experience at Hyundai Capital Service (HCS), where he led IT Innovation. Prior to joining HCS in 2011, Hwanjun worked at major consulting firms such as A.T. Kearney, Deloitte, and PWC. He also spent 3 years at IBM as a senior consultant.
Throughout the 20 years of Hwanjun’s professional career, he has led IT organizations and focused on transformation projects to address business demands and infuse new technologies to produce best outcomes. Hwanjun received his bachelor’s and master’s degrees in Mathematics from Yonsei University in Seoul.
Eckart KlumppChief Commercial Officer
Favorite Quote: “Kindness is a language which the deaf can hear and the blind can see.” — Mark Twain
Eckart Klumpp is Chief Commercial Officer, Sales and Marketing Division of HCA, where he is responsible for sales, product development and marketing efforts to drive growth and positive relationship with our OEM partners and dealers.
Prior to joining HCA in 2017, Eckart served as the President & CEO of Hyundai Capital Canada. Eckart has spent over 25 years in the automotive finance industry. His career spanned TD Bank, Chrysler Financial, DaimlerChrysler and Mercedes-Benz. He has broad functional expertise, having held leadership roles in sales, customer service, remarketing, and internal audit. Eckart received his MBA from the University of Stuttgart, Germany.
Scott BelkoferVP, Hyundai Capital Insurance
Favorite Quote: “The future belongs to those of us still willing to get our hands dirty.” — Howard Schultz, CEO Starbucks
Scott Belkofer is Vice President Hyundai Capital Insurance, leading both Sales and Operational efforts of the Insurance business at HCA. Scott’s 28 year career in the Automotive Captive business began at Ford Motor Credit Co. where he performed branch and region management positions.
Since joining Hyundai Capital America in 2005, Scott has served as Regional Manager - Central Region, Vice President Field Sales for Hyundai Motor Finance and Kia Motors Finance, and recently accepted the position of Vice President Hyundai Capital Insurance. Scott is a graduate of Ferris State University in Big Rapids Michigan earning degrees in Marketing and Advertising.
Katherine CassidyVP, Internal Audit
Favorite Quote: “An investment in knowledge pays the best interest.” — Benjamin Franklin
Katherine Cassidy is the Vice President, Internal Audit, HCA, and is responsible for all aspects of the Internal Audit Department, including reviews in areas such as operations, IT, ethics & compliance, privacy & security and risk management. Katherine closely interfaces with the U.S. and Korea executive management team, business leadership and other compliance organizations to assess and mitigate risk.
Prior to joining HCA in 2014, Katherine served as Senior Director, Internal Audit at Qualcomm for 8 years and KPMG, LLP for 15 years, in the Audit, Tax and Assurance areas. Katherine has extensive experience as an audit executive with progressive expertise in accounting, auditing, compliance, investigations, risk management, and taxation. Katherine has comprehensive experience in international and domestic industries, including technology, financial services, and manufacturing and consumer markets.
Carol MooreVP and General Counsel
Favorite Quote: "I’ve learned that whenever I decide something with an open heart, I usually make the right decision." — Maya Angelou
Carol Moore is Vice President and General Counsel of HCA, where she leads the Legal and Compliance teams. Prior to joining HCA in 2010, Ms. Moore served for 2 years as Senior Vice President and Assistant General Counsel at Resurgent Capital Services, and for 3 years as Senior Finance Counsel at American Honda Finance Corporation.
As part of her over 30 years as an attorney in the auto finance industry, Carol has also led the legal departments of Nissan Motor Acceptance Corporation and Mitsubishi Motors Credit of America. Carol received her undergraduate degree from Harvard University and is a graduate of the Harvard Law School.